Your money, your rules.
Your bank in your phone, available 24/7.
No shady exchangers, no suspicious middlemen, no outrageous fees. Your privacy and comfort are our first priority.
From your wallet to the checkout in three steps
Top up
Send USDT (TRC20 or BEP20) to the address shown for your current top-up in the app.
Auto-convert
After 20 network confirmations, the amount is credited to your card in USD at 1 USDT = 1 USD. No manual swaps.
Spend
Add the card to Apple Pay or Google Pay and tap to pay wherever they’re accepted.
Start a new top-up in the app each time and send only to the address it shows — on the network you selected, in USDT only. Transfers to a previous address, on another network or in another token aren’t credited and usually can’t be recovered.
Top-up rules →Individual exchange transactions
In addition to its card product, Magic provides agency services for individual exchange transactions to verified clients.
Under an agency agreement, the client may transfer funds in a supported fiat currency, including USD, AED, RUB and other available currencies, with an instruction to purchase USDT or another supported virtual asset and to transfer it to the client’s own account or wallet, as designated by the client.
The service is provided on an individual basis after KYC/AML checks have been completed and the transaction has been agreed. The availability of currencies, virtual assets, settlement methods and limits is determined separately for each client.
People already reach for their phone to pay.
Magic Pay just changes what pays for it.Everything you’d expect from a card, plus what crypto was missing
Fast top-ups
USDT on TRC20 and BEP20 today, credited after 20 network confirmations — usually within minutes. More assets coming.
Apple Pay and Google Pay
No plastic to wait for. Add your virtual card and spend the same day.
Tokenized, never stored
Your card number never touches our servers.
One ledger, full history
Every top-up, conversion and purchase in a single, auditable timeline.
Verified, not gatekept
Verification takes minutes and is run by a dedicated identity partner.
Built to grow
New assets and features are added without disrupting what already works.
Your crypto. Spendable at the checkout.
Sign up, get verified in about five minutes and add your card to Apple Pay or Google Pay the same day.