Virtual and physical cards

A Magic Pay card is topped up with USDT and works like an ordinary payment card: online, in apps, in stores and at ATMs. Start with a virtual card and add a physical one when you need it. Both draw from the same balance.

Virtual card

Issued as soon as you complete verification: the card details appear in the app within minutes. Built for online purchases, subscriptions and paying by phone through Apple Pay and Google Pay. The virtual card has no PIN and doesn’t work at ATMs.

Issued

Within minutes of verification

Price

$25

Valid for

5 years

Cards per account

Up to 5

Apple Pay / Google Pay

Yes

PIN and ATM

Not available

Physical card

A plastic card with a chip, contactless payment and a PIN. Works in stores, restaurants, transport and at ATMs wherever the card scheme is accepted. It shares one balance with your virtual card: top up once, pay with either.

Price

$250, charged to your balance when you order

Receiving the card

Free at the Dubai office, or worldwide delivery for a separate fee, 7–14 days

Features

Chip, contactless, PIN

ATM withdrawals

Yes

Cards per account

Up to 3

Activation

In the app, once the card arrives

PIN

Shown in the app

Expiry

Order a replacement in the app before the card expires

What you can do from the app

• Freeze and unfreeze a card in one tap. Payments are declined immediately and resume just as fast.
• View card details and the PIN of your physical card.
• Switch online payments, contactless and ATM withdrawals on or off.
• Get a push or email notification for every transaction.
• Add the card to Apple Pay or Google Pay.
• Order a replacement if a card is lost. The balance stays on your account (virtual — free, physical — paid).

Virtual or physical?

Get your card

Sign up, complete verification and your virtual card is ready. You can order the physical card from the same screen.

Get your card See fees and limits