Invite friends, earn together
$10 for every friend who joins, plus a share of their spending, on two levels.
Share your link. When a friend completes verification and makes their first top-up, you get $10. After that, a percentage of what they spend with the card goes to your balance. The current reward period is shown in the app.
How the two levels work
Level 1 is the people you invite directly. Level 2 is the people they invite. You earn from both.
| Level | Who | One-time reward | Ongoing reward |
|---|---|---|---|
| Level 1 | People you invited | $10 after verification and first top-up | 0.3% of their card purchases |
| Level 2 | People invited by your referrals | $10 after verification and first top-up | 0.2% of their card purchases |
All rewards are paid in USD directly to your card balance. Invite as many friends as you like.
How to invite
- Open “Referrals” in the appYour personal link is there, ready to copy.
- Send it to a friendIn a message, in a post, in a chat. However you like.
- Your friend signs up through the linkThey complete verification and make their first top-up.
- Get your reward$10 lands on your balance, and the ongoing percentage starts accruing from their purchases.
When rewards are paid
- The $10 reward is credited after the person you invited has completed verification and made their first top-up.
- The purchase percentage is credited to your balance in USD on the schedule shown in the app. Refunded or reversed purchases don’t count.
- Your referral statistics and earned rewards are visible in the app.
What’s not allowed
- Self-referrals: inviting your own extra accounts.
- Spam: unsolicited mass messages, comments or emails with your link.
- Paid advertising that uses the Magic Pay brand without our written consent.
- Promising “guaranteed earnings” or misrepresenting the product.
Breaking these rules leads to cancellation of rewards and may lead to account closure. The full terms are in the Referral Program Rules.